Youth Accounts
The earlier you can help your children develop sound money management skills, the better! We offer special accounts geared toward the needs of young members of all ages.
Good Financial Health Starts Today
A minimum deposit of $1 to a Primary Savings (Share) Account is required to establish membership. This Primary Savings (Share) Account is funded by APCU/Center Parc.
Greenlight Debit Card Account (All Ages)
Greenlight is a loved, trusted banking app6 and debit card for kids and teens.
APCU/Center Parc Credit Union members can get a complimentary Greenlight subscription.6
- Instantly send money. Send money to your kids and teens — anytime, anywhere.
- Real-time notifications. Get notified of transactions and investment requests.
- Mobile wallet. Link your card to Apple or Google Pay for secure, contactless payments.
- Flexible controls. Choose where your kids can spend and set spending limits.
Ages 0 to 9 – GROW Savings Accounts
It’s never too early to start saving. Our youngest members learn the rewards of savings – and have plenty of fun along the way! The GROW Savings Club includes these additional benefits:
- A Primary Savings Account with no minimum balance needed to earn dividends (required for credit union membership)
- First-Time Savers’ Certificates that pay excellent rates and don’t require a large initial deposit.
- An Education Club Account that includes a higher rate of return to encourage saving for higher education
- Good Grade Bonuses paid annually to hard working students.
- A $5 “welcome” bonus when account is opened within 6 months of birth or adoption
- Special deposit slips to make saving fun.
- Rewards for saving each quarter.
- Annual coloring contest
Click here or contact Member Services at (800) 849-8431 for additional information, or stop by your nearest branch.
Ages 10 to 14 – MOTIVATE Savings and Checking Accounts
MOTIVATE account holders learn the basics of sound money management skills, developing skills they’ll draw upon to manage day-to-day finances into adulthood. Services at this level include:
- A Primary Savings Account with no minimum balance needed to earn dividends (required for credit union membership)
- First-Time Savers’ Certificates that pay excellent rates and don’t require a large initial deposit
- An Education Club Account that includes a higher rate of return to encourage saving for higher education
- Good Grade Bonuses paid annually to hard working students
- A checking account with no monthly service fee2
- A Visa® Debit Card with unlimited, free transactions3
- Annual drawing contest
Click here or contact Member Services at (800) 849-8431 for additional information, or stop by your nearest branch.
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Ages 15 to 17 – FLOURISH Savings and Checking Accounts
APCU/Center Parc will help show your teen how managing money wisely will help reach their goals. Services available to teens include:
- A Primary Savings Account with no minimum balance needed to earn dividends (required for credit union membership)
- First-Time Savers’ Certificates that pay excellent rates and don’t require a large initial deposit
- An Education Club Account that includes a higher rate of return to encourage saving for higher education Good Grade Bonuses paid annually to hard working students
- A checking account with no monthly service fee2
- A Visa® Debit Card with unlimited, free signature-based transactions3
- Loans at low rates for the purchase of a vehicle4
- A Visa Platinum Credit Card4
- Free Online and Mobile Banking access5
- Annual scholarship contest
Click here or contact Member Services at (800) 849-8431 for additional information, or stop by your nearest branch.
First-Time Savers’ Certificates
Help your child start saving early with our First-Time Savers’ Certificates. These certificates are available to youth members ages 0 to 17, who have a APCU/Center Parc Youth Savings Account.
- Minimum opening deposit: $250
- Terms from 91 days to 60 months
- Same great interest rates as standard certificates
- Penalties apply for early withdrawals
Click here or contact Member Services at (800) 849-8431 for additional information, or stop by your nearest branch.
1Membership eligibility requirements apply.
2Requires a qualified parent or guardian cosigner.
3Other fees may be assessed at ATMs owned by financial institutions other than APCU/Center Parc.
4A qualified parent and/or guardian must be a joint owner on the account and cosign on the loan if the borrower is under 18 years of age. If applicant is 18 to 21 years of age, may require a qualified parent or guardian cosigner. Credit qualifications and other criteria apply.
5A working Internet connection is required for use. APCU/Center Parc does not charge you a fee for using these services. However, charges from your wireless carrier may apply.
6APCU/Center Parc members are eligible for the Greenlight SELECT plan at no cost when they connect their APCU/Center Parc account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion on 02/12/2027, members will be responsible for associated monthly fees. See terms for details. Offer ends 02/12/2027. Offer subject to change and credit union participation.
