_{*Round Up Savings. APY – Annual Percentage Yield. The APY is accurate as of the last dividend declaration date of January 1, 2025. Credit Union Membership eligibility and credit qualifications apply. Member must have an APCU/Center Parc checking account and debit card to open a Round Up Savings account. If member has multiple checking accounts the first checking account found which is the lowest share ID will be selected. Enrollment in e-Statements is not a requirement of the Round Up Savings account or to have the members ‘Round Up’ amount transferred, but it is required to receive the initial 25% match and the 5% contribution match thereafter.  To continue to receive the 5% contribution match of deposits you must continue to receive e-Statements. First round up activity will fund the account. Round Up Savings activity occurs nightly. If the checking account attached to the Round Up Savings account is closed, the Round Up Savings account will also be closed, and the account funds will be deposited to your primary savings account, which means you would forfeit your deposit match and dividends.  If the member closes their Round Up Savings account, they will forfeit their deposit match and dividends. If the member withdraws any of their round up savings before quarter end, they will forfeit their deposit match and dividends for the portion withdrawn. There is no limit on withdrawals. POS and Bill Pay transactions are the only transactions that qualify as Round Up transactions ( ACH deposits into the attached checking account do not qualify as Round Up transactions). You may not make deposits or transfers into a Round Up Savings Account. Minimum average daily balance to earn the APY is $0.01 at the end of each quarter. Rate of 7.00% APY applies to your balance of $0.01 to $1,000.00 and rate of 0.10% APY applies to your balance of $1,000.01 and up. Each dividend rate will apply only to that portion of the account balance within each balance range at the end of the quarter. If you make a return or have a debit card transaction reversed, the “round up” amount will remain in your Round Up Savings Account.   The deposit match will be credited to the Round Up Savings account at the end of the calendar quarter based on the accumulated contribution for the calendar quarter or the balance in the account at the end of the calendar quarter, whichever is less. The maximum total deposit match is $250 per year. The Round Up Savings account will not be used for overdraft protection purposes. Members are eligible to opt out and leave their Round up Savings account open and dividends will continue to accrue and post quarterly. If the round up would cause the member to have insufficient funds, the transfer will not occur. The rate may change after the account is opened. Fees could reduce the earnings on the account. Programs, rates, terms, and conditions are subject to change without notice.}