Assistance for Life Changing Events

These specialized accounts are designed to assist you and your loved ones. We can ensure your property and other assets are properly handled if you become incapacitated or pass away.

See below to determine if one of these solutions will suit your families needs:

Our financial experts are ready to help you set up the accounts you need. Call us at (800) 849-8431 or visit one of our branch locations to get started.

Estate Accounts^1,2

Estate accounts are designed to provide depository and payment services to the decedent’s estate. In addition to an account addendum and BSA form that we will provide, you will need a few pieces of documentation, including:

• Completed account application
• Original letter of testamentary
• EIN Number
• Certified copy of a death certificate

Contact the Specialized Accounts Department at (800) 849-8431 to get started, or stop by your nearest branch.

Conservator/Guardian Accounts^1,2

Conservatorships and Guardianships are legal appointments made by a state court whereby an individual is given authority to act on behalf of a minor or an incompetent adult – referred to as a “ward.” In addition to an account addendum that we will provide, you will need a few pieces of documentation, including:

• Completed account application or account change request form
• Certified copy of conservator order or guardian order
• Identification of conservator/guardian

Contact the Specialized Accounts Department at (800) 849-8431 to get started, or stop by your nearest branch.

Revocable and Irrevocable Trust Accounts^1,2,3

A trust is a separate and distinct entity created by a person or persons for the purpose of holding certain assets for the benefit of identified persons. Establishing a trust can reduce paperwork and provide other benefits. In addition to an account addendum and BSA form that we will provide, you will need a few pieces of documentation, including:

• Completed account application or account change request form
• Trust Documents

Contact the Specialized Accounts Department at (800) 849-8431 to get started, or stop by your nearest branch.

Representative Payee^1,2

A representative payee is appointed by the Social Security Administration or the Veterans Administration to manage the funds for someone who cannot handle his or her own financial affairs. In addition to an account addendum that we will provide, you will need a few pieces of documentation, including:

• Completed account application or account change request form
• Appointment of representative form from SSA or the VA
• ID of beneficiary if available
• ID of representative payee

Contact the Specialized Accounts Department at (800) 849-8431 to get started, or stop by your nearest branch.

Power of Attorney

Powers of Attorney are legal documents that provide for the delegation of authority from the principal to an agent.

The original or certified copy of the power of attorney documents will need to be mailed or dropped off at one of our branches. The Specialized Accounts Department will mail all other required documents after the power of attorney has been reviewed.

Contact the Specialized Accounts Department at (800) 849-8431 to get started, or stop by your nearest branch.