AD&D
Prepare for the Unexpected with Debt Protection Coverage
Available exclusively for APCU and Center Parc loans, our Debt Protection coverage gives you the confidence of knowing your debts will be covered, even if an unfortunate event occurs.
This service is available exclusively for APCU loans. The rates listed below contain certain terms and exclusions.1
| Debt Protection Coverage | Cost per $1000 of Your Monthly Loan Balance |
|---|---|
| Death, Disability, and Involuntary Unemployment | $3.60 (single) - $6.21 (joint)2 |
| Death and Disability | $2.95 (single) - $5.17 (joint)2 |
| Death | .85 (single) - $1.30 (joint)2 |
| Involuntary Unemployment | .90 (single) |
| Coverage Maximums | Disability | Life | Involuntary Unemployment |
|---|---|---|---|
| Max. Monthly Total Disability Benefit | $1,000.003 | N/A | |
| Max. Monthly Total Involuntary Unemployment Benefit | N/A | N/A | $1,000.004 |
| Max. Benefit per Loan Account | $15,000.00 | $75,000.00 | $15,000.00 |
| Max. Age for Coverage | 70 | 70 | 70 |
Debt protection coverage is voluntary and not required in order to obtain a loan. You may select any provider of your choice.
Click here or contact Member Services at (800) 849-8431 for additional information, or stop by your nearest branch.
1Insurance and warranty products are not products of the Credit Union, and are not obligations of, or guaranteed by, the Credit Union. Insurance and/or warranties may be purchased from an agent or an insurance company of the member’s choice. The Credit Union makes no representations as to the services of any provider.
2Joint Protection protects the Joint Borrower in the Protected Event of Death.
3Cancels up to 12 Monthly Payments per Protected Event.
4Cancels up to 3 Monthly Payments per Protected Event.
