Special Offers

Transfer Your Balance to an APCU Visa Platinum Credit Card!

At APCU, our mission is to help you achieve financial success by providing exceptional products and service. That's why we are offering you more ways to save, thanks to our Visa Super-Saver Balance Transfer Offer!

When you transfer the outstanding balances you owe on other credit cards and/or department store credit cards to your APCU Visa Platinum Credit Card, we will give you a promotional 4.99% annual percentage rate (APR) on every dollar you transfer between January 1, 2021 and March 31, 2021.* You will have 12 months from the date of the balance transfer to repay the balances you transfer at this promotional rate. After the promotional period ends your rate will be 9.9% APR - 16.9% APR depending on your credit history. Not all applicants will qualify.

Learn More

*Annual Percentage Rate. The rates on the VISA Platinum Credit Card are either 9.9% APR, 12.9% APR, 14.9% APR, or 16.9% APR depending on your credit history. These rates are current as of 1/1/2021. The 4.99% APR is only valid on balances transferred from financial institutions and/or department store credit cards between January 1, 2021 and March 31, 2021. APCU reserves the right to decline to process any balance transfer request for any reason. APCU will not transfer a request made payable to an individual. Balance transfers from any other APCU account, Convenience Check transactions, and Home Equity Visa Line of Credit transactions are also not eligible for the promotional rate. The promotional rate does not apply to purchases with an APCU Credit Card or regular cash advances. You will have twelve (12) months from the date of the balance transfer to repay the balances transferred at the promotional rate. Any remaining balances outstanding after that date will revert back to your standard Visa Platinum Credit Card rate. Balance transfer transactions do not qualify for ScoreCard Rewards Bonus Points. Programs, rates, terms and conditions are subject to change without notice.

Online Member Referral

Receive $50 for every family member or ELIGIBLE* friend or co-worker you refer to APCU!

We will deposit $50 in your account for every family member or eligible friend or co-worker you refer to the credit union that opens a new Primary Savings Account with a deposit of $100 or more. We will also deposit a $50 bonus into your family member’s, friend's or eligible co-worker’s account, too. Simply follow the below instructions.

Simply open our secure, online referral form where you will be asked to fill out your name, member number, and e-mail address, as well as the names and e-mail addresses of the family members or eligible co-workers you wish to refer.

Once the online referral form has been submitted, an e-mail invitation will instantly be sent to the individuals you referred. This e-mail will contain a unique referral code that must be provided on your family member’s, friend's or co-worker’s “New Account Application”. A link containing a “New Account Application” is available in the referral e-mail, along with simple, easy to understand account opening instructions.

When you refer your family members and eligible friends or co-workers to APCU, you are giving them the opportunity to share in the same great money-saving financial services you enjoy, such as loans at low, affordable rates and savings and checking accounts that earn higher than average interest rates. You’ll also give your family members, friends or co-workers the safety and security of having their money in one of the nation’s oldest, largest, and strongest federally insured credit unions.

*Offer is limited to new memberships only. Membership eligibility requirements apply: Membership open to USPS employees, retirees and their families in addition to all State of Georgia Employees, and Federal Employees living in the State of Georgia. Anyone who lives or works in the following counties is also eligible for membership: Bibb, Bryan, Chatham, Dekalb, Effingham, Gwinnett, Floyd, Fulton, and Muscogee counties in Georgia. APCU employees are not eligible to participate. A minimum opening deposit of $100 to a Primary Savings Account is required to receive the $50 Online Referral bonus. $50 Online Referral Bonus will be credited within one (1) business day of the new membership opening date to the Primary Savings Account. $50 Online Referral bonus deposit offer may not be combined with any other offers made by APCU. APCU reserves the right to extend or cancel this offer at any time.


Special Offer from BaZing

APCU understands that our budget-savvy members are cutting costs where they can during the COVID-19 pandemic. We are pleased to share that our checking account affiliate, BaZing is offering ALL APCU members an array of health and safety related benefits AT NO COST until December 31, 2020. You can save big on:

  • Prescriptions, Eye and Hearing Care
  • Local Pharmacy Prescriptions
  • Mail-Order Prescriptions
  • Eye Care and Hearing Care
  • Personal Identity Theft Benefits

You and your household can take advantage of these great discounts, even if you’re not already enrolled in our Member Benefits Checking Account. Just click here to find out more about each benefit and how to start saving.


Extra Cash When You Need It Most

Wouldn't it be great if you could skip your consumer loan payment and have some extra cash in your wallet? Well, we have some good news for you. With Atlanta Postal Credit Union's (APCU's) Skip-a-Payment program, you can!

Skip-a-Payment allows you to skip payments on certain consumer loans with the credit union up to twice during the life of the loan. You can choose whichever two payments you like, as long as they are not consecutive payments.

There is a $25.00 processing fee for each loan payment you choose to skip. Click the link below for details about APCU's Skip-a-Payment program. Or, you can call (800) 849-8431 and speak with the Skip-a-Payment Administrator about how our Skip-a-Payment program can help free up the cash you need, when you need it.

Skip a Pay Request Form

Love My Credit Union

Your credit union membership is about the trust and care of community, built around where you live, work and play. That’s why APCU membership saves you money through exclusive member-only offers through our trusted partners. Through Love My Credit Union Rewards, credit union members have saved over $2 billion with offers like:

  • Savings up to $15 on TurboTax federal products.
  • Exclusive discount from the TruStage Home & Auto Insurance Program.
  • Members save on SimpliSafe, the #1 expert pick for home security.
  • Exclusive access to the Love My Credit Union Rewards Powersports, RV & Boat Buying Program.
  • Save on car maintenance + get $10 off your first service using CarAdvise.
  • Save 40% on a 1-year membership to Sam's Club.
  • Build your credit history with rent and save up to 30% with Rental Kharma.
  • Save $40 on Calm, the #1 app for meditation and sleep.
  • Save on your Travel and Entertainment needs like Car Rentals, Hotels, Theme Parks, Movie Tickets and more!
  • Get Asurion Home+ protection for your TVs, laptops, gaming systems, smart devices and much more for $25/month.

Learn all about how your APCU membership gets you all these exclusive savings and more at LoveMyCreditUnion.org. Check them out and start enjoying credit union member benefits you never knew you had!

Get Away Today

At APCU, we believe in helping hardworking people save money every day. We know that it can be challenging to afford a vacation or special trip, so we work with a few partners to offer discounts for APCU members.

Get Away Today Vacations

Make priceless family memories with an unforgettable trip! Get Away Today offers theme park tickets for some of the major attractions in Orlando. There are a variety of Walt Disney World® Resort ticket options available including Base Tickets, Park Hoppers®, and Premium tickets all ranging from two to seven days in length. Universal Studios®, Universal's Islands of Adventure®, Busch Gardens, and Sea World tickets are also all available.

If you're thinking about a more exotic vacation, they also offer options in Hawaii, Mexico, and at the all-inclusive Sandals® and Beaches® Resorts in the Caribbean.

Mention APCU when you call Get Away Today at 1-855-GET-AWAY (438-2929) to get the best prices and service on airfare, hotels, and attractions.

NOTE: When you click on any of the listed links, you are leaving APCU's website and you are linking to an alternate website not operated by the Credit Union. APCU is not responsible for the availability or content of any alternate website. APCU does not represent either the third party or you if you enter into a transaction. Privacy and security policies may differ from those practiced by the Credit Union.