Auto Loans for New & Used Vehicles

Whether you’re buying a new car or one that’s new to you, APCU can help! We make it easy to finance the car, truck, van or SUV you want at a payment you can afford.

  • No application fee
  • Low rates based on creditworthiness
  • Flexible payment terms
  • Financing up to 100% of vehicle’s NADA value

We also offer financing for motorcycles, RVs, boats, and more!


Shop with confidence knowing exactly how much you can reasonably afford to spend and what your payments will be. Getting pre-approved for your auto loan is easy! Just apply online.

Car Buying Services

We can make the process of buying your next car easy with two great car buying partners!

Instead of spending hours visiting dealerships and haggling over price, let Credit Union Car Finders concierge service do it all for you. A Credit Union Car Finders representative will locate your new or pre-owned vehicle, negotiate the best price, and arrange for the vehicle to be delivered to a location that’s convenient for you. Now that’s what we call special handling! To get started, call us at (404) 768-4126 or toll-free at (800) 849-8431.

For our members who like to do-it-yourself, APCU is proud to offer the Auto Link way of shopping for your next car. An easy step-by-step checklist ensures members will be in control during every step of the car buying process. From virtual test drives to locating and financing the right vehicle for you, Auto Link and APCU offer the resources needed to make your next vehicle search a success. The Auto Link site will also allow you to have access to our full concierge car buying service, Credit Union Car Finders.

Get Started

Apply for an Auto Loan

Call our 24-hour Lending Center at (800) 849-8431 or visit any of our branch locations for assistance.


The rate may vary depending on each individual's credit history and underwriting factors. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.

Consumer Loans

Consumer Loans