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YES, YOU CAN — earn a guaranteed return on a certificate of deposit with APCU!

Like earning great rates on your money? Like having your money safe and secure? An APCU Certificate of Deposit gives you both! Unlike the stock market or mutual funds, your deposits will be protected up to $250,000.

   + Apply Online at applications.apcu.com

   + Current members will select Add Additional Accounts

   + New members will choose Open a New Account

   + Competitive interest rates on a variety of terms

Opening an account is easy. Visit our online application center or give us a call today at (800) 849-8431. Our representatives are standing by to set up your CD today.

*Minimum balance to open a CD is $500.00. Early withdrawal penalties will apply. Membership eligibility requirements apply. This credit union is federally insured by the NCUA.

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Rates for a 12-Month CD

These rates are valid as of May 21, 2020. For full rates, please visit our rates page


Interest Rate

APY (%)


Minimum Opening Deposit

Interest Compounded


Additional Deposits



12 Months 1.341 1.35 Fixed $500 Daily

Monthly or Quarterly

Not Allowed

Allowed With Penalty

Not Automatic or Automatic