Consumer Loans

Visa® Debit Cards

An Atlanta Postal Credit Union (APCU) Visa Debit Card* is your gateway to secure, convenient transactions, right in the palm of your hand. When you use your Visa Debit Card, the purchase amount comes directly from your APCU checking account. Use your APCU chip-enabled Visa Debit Card for everyday purchases.

ScoreCard Rewards

With each signature-based purchase you make using your card, enjoy big rewards and get more for the money you spend with ScoreCard Rewards Points.**

Earn ScoreCard Reward Points and redeem them for:

  • Gift cards
  • Airline Travel
  • Hotel stays
  • Car rentals
  • Cruises
  • Brand-name merchandise
  • Cash back
  • PayPal purchases

For inquiries regarding booking travel using your ScoreCard Rewards Points, please contact the ScoreCard Rewards Travel Department at (833) 566-5245. All other ScoreCard Rewards Customer Service inquiries can be made at (800) 854-0790.

Receive Purchase Rewards Cash Rebates on select purchases made using your APCU Visa Debit Card. The cash rebate is deposited right into your APCU checking account.

Fraud Prevention

Important fraud prevention features available with an APCU Visa Debit Card:

  • Chip-Enabled Technology
  • Zero Fraud Liability
  • Secure online shopping with Visa Checkout
  • Track Visa Credit Card activity with Visa Purchase Alerts
  • 24/7 fraud monitoring

You can also avoid the inconvenience of a declined transaction by Opting in for Overdraft Protection.

Access cash with your APCU Visa Debit Card. It’s easy to find a surcharge-free ATM*** anywhere in the United States using APCU's ATM Locator tool located on our Home page under the Convenience link. In addition, the following branches offer instant issuance of APCU Debit Cards:

  • Muscogee County Branch
  • Bibb County Branch
  • Main Office Branch
  • North Metro Branch
  • Floyd County Branch
  • South Dekalb Branch

Your APCU Visa Debit Card is accepted at thousands of merchant, financial institution, and ATM locations worldwide and it’s welcome anywhere you see the Visa logo displayed.


Get Started

Are you a current APCU member with an APCU Checking Account? Apply here!

Not yet an APCU member? Check your eligibility and join today!

For more information, help opening your account or obtaining a Visa Debit Card, visit one of our branch locations or call (800) 849-8431.

*An APCU checking account is required to obtain a Visa Debit Card.
** Visa Debit Card transactions earn one (1) Reward Point for every three (3) dollars in purchases. Reward Points can only be earned on signature-based transactions. Any transaction completed using your Personal Identification Number (PIN) will not earn Reward Points. Be sure to select "Credit" when using your debit card rather than entering a PIN in order to earn Reward Points. HELOC, Business and Organization accounts are not eligible for Reward Points.
***After first four (4) withdrawals at non-APCU ATMs, a $1.50 per transaction fee will apply. Other fees may be assessed at ATMs owned by financial institutions other than APCU.