APCU Visa® credit cards

There’s one that’s right for you!

At APCU, we offer lots of exciting Visa credit card options – and we feel confident you’ll find the perfect one for you.

Visa is accepted at more than 12 million establishments around the world. Plus, with an APCU Visa Card, you’ll never encounter any hidden expenses, tricky fees or outrageous rates. What’s more, your APCU Visa could earn you ScoreCard Rewards Bonus Points, which you can redeem for cash, adventures and name-brand merchandise.

So, go ahead: pick the APCU Visa Card option that’s perfect for you!

Learn More About Benefits

Visa Signature Rewards

Great Travel Rewards and Unlimited Rewards

  • New Account Intro Offer: 0% intro APR for 6 months on transactions made in the first 2 months after account opening (excluding cash advances)
    • APR = Annual Percentage Rate. APR is 9.25% – 17.25% and will vary based on the Prime Rate in the Wall Street Journal. Accurate as of June 21, 2021.
  • Earn 2 points per $1 spent on Travel and Transportation, and 1 point per $1 on all other purchases*
  • Rewards points do not expire
  • No Foreign transaction fees
  • No Annual Fee
  • See full terms

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Visa Platinum Rewards

Unlimited Rewards

  • New Account Intro Offer: 0% intro APR for 6 months on transactions made in the first 2 months after account opening (excluding cash advances)
    • APR = Annual Percentage Rate. APR is 9.25% – 17.25% and will vary based on the Prime Rate in the Wall Street Journal. Accurate as of June 21, 2021.
  • Earn 1 point for $1 on all purchases*
  • Reward points may expire
  • No Annual Fee
  • See full terms

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Choice Visa

Prefer a Lower Interest Rate

  • New Account Intro Offer: 0% intro APR for 6 months on transactions made in the first 2 months after account opening (excluding cash advances)
    • APR = Annual Percentage Rate. APR is 7.25% – 15.25% and accurate as of June 21, 2021.
  • Lower interest rate
  • No Rewards
  • No Annual Fee
  • See full terms

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Momentum Visa

Build or Rebuild Credit

  • New Account Intro Offer: 0% intro APR for 6 months on transactions made in the first 2 months after account opening (excluding cash advances)
    • APR = Annual Percentage Rate. APR is 9.25% – 17.25% and will vary based on the Prime Rate in the Wall Street Journal. Accurate as of June 21, 2021.
  • Earn 1 point for $1 on all purchases*
  • No Annual Fee
  • See full terms

Learn More

 

* Visa Signature Rewards Credit Card transactions earn two (2) Rewards Points for every one (1) dollar in travel and transportation purchases, and one (1) Reward Point for every one (1) dollar in other purchases. Visa Platinum and Visa Momentum cards earn one (1) Reward Point for every one (1) dollar spent on all purchases. Reward Points can only be earned on signature-based transactions. HELOC, Business and Organization accounts are not eligible for Reward Points.

 

Helpful Links

ScoreCard Rewards

eCustomer Service

Helpful Resources

If you need to report a lost or stolen card, activate your card, change your PIN, dispute charges, want to learn about your payment options or simply need assistance outside of business hours, Visa is here to help! You can contact them at:

APCU Signature Visa Rewards Credit Card
(888) 999-2238 (Toll-free), 1 (531) 233-6412 (International)

All Other APCU Visa Credit Cards
(888) 999-3306 (Toll-free), 1 (531) 233-6405 (International)

For inquiries regarding booking travel using your ScoreCard Rewards Points, please contact the ScoreCard Rewards Travel Department at (833) 566-5245. All other ScoreCard Rewards Customer Service inquiries can be made at (800) 854-0790.

Cards

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