Consumer Loans

ATM Cards

Accessing your APCU savings account is as easy as the nearest ATM (Automated Teller Machine). For our members who are savings account holders only, we offer the convenience of an ATM card so you can make withdrawals directly from your savings account whenever the need arises. We have surcharge-free ATMs at several of our APCU branch locations. Plus, the following branches offer instant issuance of APCU ATM Cards:

  • Muscogee County Branch
  • Bibb County Branch
  • Main Office Branch
  • North Metro Branch
  • Floyd County Branch
  • South Dekalb Branch

In addition, the credit union has partnered with some of the largest ATM networks across the country and around the world — Visa, Plus, Star and CU 24 — to provide you with surcharge-free access to your savings dollars anywhere you see an ATM displaying their network logos.

It’s easy to find a surcharge-free ATM* anywhere in the United States using APCU's ATM Locator tool located on our Home page under the Convenience link. Please note: Using an ATM not operated by APCU or one that is not part of the expansive network of surcharge-free ATMs, may result in a fee (surcharge) by the ATM operator.

Get Started

Are you a current APCU with a savings account? Order your ATM Card here!

Not an APCU member yet? Check your eligibility and join today!

For more information, help opening your account or ordering an ATM card, visit one of our branch locations or call (800) 849-8431.

*After first four (4) withdrawals at non-APCU ATMs, a $1.50 per transaction fee will apply. Other fees may be assessed at ATMs owned by financial institutions other than APCU.