Jump Start Savings and Checking Account
(ages 19-24)

As you take on the challenges and responsibilities of adulthood, APCU is here to help you build a secure financial foundation. We're committed to being your financial partner both now and in the future!

You can enjoy the benefits of APCU membership no matter where in the world you live, work, or attend school. We make it easy to handle transactions online, by phone, by mail, at any of our convenient branch locations, through ATMs, and at CO-OP Shared Branches across the U.S.

Savings Options

APCU offers great savings account options, including special club accounts designed to make saving easy. Opening a Primary Savings (Share) Account gains you access to all the benefits of being an APCU member.

Have money you can set aside for a while? You should consider earning a guaranteed higher rate of return with one of our Certificates.

Retirement might be the last thing on your mind right now, but this is the best time to start saving for your retirement. We offer Individual Retirement Accounts (IRAs) to help you prepare for the future.

Jump Start Free Checking Account

Keep more of your money with a free Jump Start Checking Account! We offer convenience and accessibility without any service charges or fees.

  • Minimum opening deposit: $5
  • Minimum balance to earn interest: $1
  • Highly competitive interest rates
  • Interest compounded and credited monthly
  • No monthly service charges
  • No per-item charges
  • No minimum balance requirements
  • No transaction limits
  • Direct deposit option
  • Free 24/7 account access through APCU's Internet Branch and Mobile Branch
  • Free Online Bill Pay and Presentment service
  • Free personalized checks
  • Visa® Debit Card with free rewards program
  • Access to 70,000+ATMs worldwide

Loans and Credit Cards

Whether you need money to purchase a new or pre-owned vehicle, a computer, furniture for your first apartment, or to pay college fees and tuition, we have money to lend for just about any worthwhile purpose.

Get Started

Open a Youth Account

Not an APCU member yet? Find out if you're eligible to join!

For more information or help opening your account, visit one of our convenient branch locations or call (800) 849-8431.

* Restrictions and credit qualifications apply.

Youth Accounts