CU Succeed Savings Account and Checking Account
(ages 15-18)

Money management skills become more important each year as teens prepare to take on the responsibilities of a car, a job, college, and more. APCU offers CU Succeed Savings and Checking accounts specifically designed for high school students.

CU Succeed Savings Account

Whether they're saving for a car, saving for college, or just saving for the future, high school students can watch their savings grow with quarterly dividends.

  • Minimum opening deposit: $5
  • Minimum balance to earn dividends: $1
  • Highly competitive dividend rates
  • Dividends compounded and credited quarterly
  • Annual Good Grade Bonus: $1 for every “A” (or equivalent) on end of year report card, up to $10 maximum*
  • 24/7 account access using APCU's free Internet Branch and Mobile Branch

CU Succeed Checking Account

Learning to manage spending now will help your young adult succeed in the future. A CU Succeed Checking Account offers the online convenience your teen expects and the perks they deserve.

  • Minimum opening deposit: $5
  • Minimum balance to earn interest: $1
  • Highly competitive interest rates
  • Interest compounded and credited monthly
  • No monthly service charges
  • No per-item charges
  • No minimum balance requirements
  • 24/7 account access using APCU's free Internet Branch and Mobile Branch
  • Visa® Debit Card with unlimited free transactions
  • Free first order of 40 personalized checks
  • No transaction limits

Loans for Young Adults

We know how important it is to establish good credit early, so we offer special loan options that young adults can use for just about any purpose. Parents must co-sign on the loan if the borrower is under 18.

Annual Scholarship Contest

CU Succeed members who are graduating high school seniors with plans to attend a secondary educational institution are eligible to participate in APCU's annual scholarship contest.*** Three winners will earn a $1,000 deposit to their APCU Primary Share Savings account to help offset educational expenses. The next opportunity to apply for a scholarship is in November 2021.

Smart Money Skills

Learn the secrets of saving money, borrowing wisely, and getting rich with unlimited free access to Elements of Money, a fun site for high school students with podcast episodes, eLearning modules, videos, and other cool, age-appropriate financial information.

Get Started

Open a Youth Account

Not an APCU member yet? Find out if you're eligible to join!

For more information or help opening your account, visit one of our convenient branch locations or call (800) 849-8431.

*Good Grade Bonuses are paid on the end-of-the-year grading period only, in core classes such as: language arts, health, mathematics, reading, science, and social studies. Bonuses are not paid on each grading period within a school year. Kindergartners through high school seniors are eligible for the Good Grade Bonus.

**Requires parent or guardian joint account owner if the primary account owner is under 18 years of age.

*** Other eligibility qualifications may apply.


Youth Accounts