Are you paying up to 21% or more on credit and department store card accounts? Now you can eliminate those high interest rates by transferring your outstanding balances to your Atlanta Postal Credit Union Visa Credit Card account.
Between January 1, 2008 and March 31, 2008 you can transfer the balances from other financial institutions or department stores to your APCU Visa Credit Card account and save a bundle. That's because we will give you a low rate that is 3% Annual Percentage Rate* below your normal Visa account rate. So, if you have a Visa Classic Card your rate will be 9.9% APR**.Your rate will be 6.9% APR** if you carry an APCU Visa Platinum Card. And you will have up to 24 months to repay the balances you transfer at this very special rate.
All you have to do is tell us who to pay and how much to pay. We'll transfer the balances to your APCU Visa account and mail the payment for you.
Why pay 15%, 18% or more when you can take advantage of a much lower rate. It's easy to transfer balances to your APCU Visa. Simply call our Visa Card Services Department toll-free at (800) 599-7889 anytime day or night. A helpful representative will assist you every step of the way.
We invite you to transfer balances to your APCU Visa account anytime however; this special discounted rate offer begins January 1, 2008 and ends March 31, 2008. So don't delay. If you don't currently have an APCU Visa Credit Card now is a great time to apply. Then you too can enjoy the savings you deserve when you transfer your outstanding balances.
*Annual Percentage Rate. The rate on the Visa Platinum Credit Card is 9.9% APR and 12.9% APR on the Visa Classic Credit Card. These rates are current as of 11/30/07. Rates are subject to change.
**APCU will discount your rate by 3% APR on balances transferred from financial institutions and department store credit cards. This special rate promotion is valid on balance transfers authorized between January 1, 2008 and March 31, 2008. This promotion may be extended at the sole discretion of the credit union. APCU reserves the right to decline to process any balance transfer request for any reason. APCU will not transfer a request made payable to an individual. Balance transfers from any other APCU account, Convenience Check transactions and Home Equity Visa Line of Credit transactions are also not eligible for the special discount rate. The discount rate does not apply to purchases with an APCU credit card or regular cash advances. The special rate applies until December 31, 2009. Balance transfer transactions do not qualify for ScoreCard Rewards Bonus Points.
***Transferred balances during this promotion that are not paid in full by December 31, 2009 will revert to the standard Visa Credit Card rates that apply at that time.