Swap & Save

Bring your new or used vehicle loan, or recreational vehicle loan, to APCU and we will give you $100*

Not only can you make $100 by bringing your existing vehicle loan to APCU, but you may qualify for a lower interest rate and we may be able to save you money over the life of the loan! For a limited time only, when you bring your auto loan to APCU, we’ll give you $100*! Simply mention keyword “AutoPromo” when applying, which is easy and fast!

Just call one of our friendly, knowledgeable Loan Sales Representatives at (800) 849-8431. Our representatives are standing by 24/7 to take your application over the telephone and process your request. Applications are also available online through our Online Application Center by clicking here. You will receive a response to your online application in 90 seconds or less.

*$100 cash back offer only available for vehicle loan amounts $10,000 and greater brought over from other financial companies. Membership required. All loans are subject to approval of credit. Your actual rate is based upon your credit history. APCU is an Equal Opportunity Lender.




Online Member Referral

Receive $25 for every family member you refer to APCU!

We will deposit $25 in your account for every family member or eligible co-worker you refer to the credit union that opens a new Primary Savings Account with a deposit of $100 or more. We will also deposit a $25 bonus into your family member’s or eligible co-worker’s account, too. Simply follow the below instructions.

Click on the “It’s a Win, Win Every Time You Refer Someone To APCU!” link. From there, you will be taken to our secure, online referral form where you will be asked to fill out your name, member number, and e-mail address, as well as the names and e-mail addresses of the family members or eligible co-workers you wish to refer.

Once the online referral form has been submitted, an e-mail invitation will instantly be sent to the individuals you referred. This e-mail will contain a unique referral code that must be provided on your family member’s or co-worker’s “New Account Application”. A link containing a “New Account Application” is available in the referral e-mail, along with simple, easy to understand account opening instructions.

When you refer your family members and eligible co-workers to APCU, you are giving them the opportunity to share in the same great money-saving financial services you enjoy, such as loans at low, affordable rates and savings and checking accounts that earn higher than average interest rates. You’ll also give your family members the safety and security of having their money in one of the nation’s oldest, largest, and strongest federally insured credit unions.

*Offer is limited to new memberships only. APCU employees are not eligible to participate. A minimum opening deposit of $100 to a Primary Savings Account is required to receive the $25 Online Referral bonus. $25 Online Referral Bonus will be credited within one (1) business day of the new membership opening date to the Primary Savings Account. $25 Online Referral bonus deposit offer may not be combined with any other offers made by APCU. APCU reserves the right to extend or cancel this offer at any time.



Extra Cash When You Need It Most

Wouldn't it be great if you could skip your consumer loan payment and have some extra cash in your wallet? Well, we have some good news for you. With Atlanta Postal Credit Union's (APCU's) Skip-a-Payment program, you can!

Skip-a-Payment allows you to skip payments on certain consumer loans with the credit union up to twice a year. You can choose whichever two months you like, as long as they are not consecutive months.

There is a $25.00 processing fee for each loan payment you choose to skip. Click the link below for details about APCU's Skip-a-Payment program. Or, you can call (800) 849-8431 and speak with the Skip-a-Payment Administrator about how our Skip-a-Payment program can help free up the cash you need, when you need it.

Skip a Pay Request Form


Get Started

For more information or assistance, please call our Member Service Department at (404) 768-4126 or toll-free at (800) 849-8431 during regular business hours.