Personal Loans

Let a personal loan from APCU put your goals within reach! Pay for a vacation, finance a major life event like a wedding, cover unexpected costs, consolidate your debt, or just get a little breathing room in your budget – what you do with your APCU Personal Loan is up to you.

Loans

We offer personal loans that you can use for just about any worthwhile purpose.

  • No application fee
  • Low rates based on creditworthiness
  • Flexible repayment terms

Certificate and Share Secured Loans

Instead of using the money you worked so hard to save, you can take out a loan with your certificate or savings account as security for your loan. You'll enjoy a great, low finance rate while your savings continue to earn dividends.

  • No application fee
  • Low rates based on creditworthiness
  • Flexible repayment terms

First-Time Borrower Loans

Start building a strong credit history with a first-time borrower loan. Use it to finance a computer, sports camp, or any other worthwhile purpose!

  • Maximum loan amount: $300
  • Special, low first-time borrower rates
  • No application fee
  • Members who have an APCU youth account and are under 18 years of age are eligible to apply with a parent or guardian co-signer, who is age 18 or older.

Get Started

If you're a member, you can apply online anytime or call our 24-hour Lending Center at (800) 849-8431 to apply.

Not an APCU member yet? Find out if you're eligible to join!

For more information or help opening your account, visit one of our convenient branch locations or call (800) 849-8431.

Consumer Loans

Consumer Loans