Consumer Loans

VISA® Debit Cards

A VISA Debit Card* works like a check only better because it is your checkbook and ATM card rolled into one. When you use your VISA Debit Card, the purchase amount comes directly from your checking account at Atlanta Postal Credit Union. 

Use your APCU chip-enabled VISA Debit Card for every day purchases. With each signature-based purchase you make using your card, enjoy big rewards and get more for the money you spend with ScoreCard Rewards Bonus Points.

Earn ScoreCard Reward Bonus Points* and redeem them for:

  • Gift cards
  • Travel on any airline
  • Hotel stays
  • Car rentals
  • Cruises
  • Brand-name merchandise

For inquiries regarding booking travel using your ScoreCard Rewards Bonus Points, call the ScoreCard Rewards Travel Department at (833) 566-5245. All other ScoreCard Rewards Customer Service inquiries can be made at (800) 854-0790.

Receive Purchase Rewards Cash Rebates on select purchases made using your APCU VISA Debit Card. The cash rebate is deposited right into your APCU checking account.

Important fraud prevention features available with an APCU VISA Debit Card:

Access cash with your APCU VISA Debit Card. It’s easy to find a surcharge-free ATM** anywhere in the United States using APCU's ATM Locator tool located on our Home page under the Convenience link. 

Your APCU VISA Debit Card is accepted at thousands of merchant, financial institution, and ATM locations worldwide and it’s welcome anywhere you see the VISA logo displayed.


Get Started

Are you a current APCU member with an APCU Checking Account? Apply here!

Not yet an APCU member? Check your eligibility and join today!

For more information, help opening your account or obtaining a VISA Debit Card, visit one of our branch locations or call (800) 849-8431.

*An APCU checking is required to obtain a VISA Debit Card.
** Using an ATM not operated by APCU or one that is not part of the expansive network of surcharge-free ATMs, may result in a fee (surcharge) by the ATM operator.