Certificates

If you like the idea of earning a guaranteed return that's higher than standard savings options, lock in a great rate for a fixed period of time with a certificate from APCU! Unlike the stock market or mutual funds, your deposit will be protected up to $250,000 and there's no risk of losing principle or interest.

 

Standard Certificates

Choose the savings timeframe that meets your individual needs. The longer you commit to saving, the more you'll earn!

  • Minimum deposit: $500
  • Terms from 91 days to 60 months
  • Competitive interest rates
  • Penalties apply for early withdrawals

First-Time Savers' Certificates

Help your child start saving early with our First-Time Savers' Certificates. These certificates are available to youth members ages 0 to 18, who have an APCU Youth Savings Account.

  • Minimum deposit: $250
  • Terms from 91 days to 60 months
  • Same great rates as standard certificates
  • Penalties apply for early withdrawals

Get Started

Not an APCU member yet? Find out if you're eligible to join!

For more information or help opening your account, visit one of our convenient branch locations or call (800) 849-8431.

Savings Accounts

Accounts