Regular Checking Account

A Regular Checking Account from APCU helps you save money! We offer convenient access, low fees, and competitive interest rates to help you get more out of the money you use every day. With our first class, local service, you're always treated as a priority.

  • Earn interest on the money in your account (view rates)
  • No monthly service fees* for:
    • accounts with direct deposit of paycheck
    • accounts with a minimum daily balance of $250
    • account holders who are full-time students
    • account holders age 55 and better
  • Save money with free check writing privileges
  • First 40 personalized checks are free
  • Manage your account online 24/7 through Internet Branch
  • Access to over 30,000 ATMS with your VISA® debit/ATM card
  • Free first eight ATM withdrawals at non-APCU ATMs **

Earn Rewards

You'll automatically earn points toward great rewards like travel and brand-name merchandise every time you use your APCU VISA Debit Card. There's no extra effort required!


Get Started

If you're already a member, click here to open an APCU Regular Checking Account.

Members 55 years of age or better can enjoy extra perks with our special Platinum Advantage Checking Account.

If you aren't yet a member, it's easy to join! Learn how to become a member.

For more information, or help opening your account, visit one of our convenient branch locations or call (800) 849-8431.

See current rates and fees.

*$5 monthly service fee for all other accounts.
**Surcharges may apply from ATM owner institutions. After first eight (8) withdrawals, a $1 per transaction fee applies.

Checking Accounts